I keep my budget on a spreadsheet (I use Excel online) and update it every year or so. My budget is biweekly.
$969.00 Take home pay
$52.00 Direct Energy
$34.00 Cell phone (On my credit card)
$33.00 Internet (On my credit card)
$85.00 Savings for annual bills
$1.00 Staff account
$10.00 Wiggle room
=$246.00 Transferred from one account to the other to pay bills.
=$150.00 In cash. This is the money that goes in my budget binder.
$71.75 Credit card to cover prepaid bills. Phone, internet, Shomi.
$141.25 Leftover money. Depends on the month where this goes (bills, savings, vet, etc.)
$19.00 Life insurance on mortgage
$151.00 Town taxes
$5.00 Bank fees
$9.50 Shomi (on credit card)
=$175.00 This money is taken from the transfer amount at the end/start of the month. Because this may make me short I've added in the "wiggle room" amount.
Thankfully I also have a casual second job to help me out but those hours aren't guaranteed so I don't use them in my budget. I divide the money up between Atcogas/Direct Energy (to grace me with some credit owing wiggle room), my loan (principal payments), a credit card (paying off furniture), or savings.